Property Owners Insurance

• We can provide protection for residential, commercial and mixed use properties.
• We can insure from single buy to let properties up to property portfolios.
• This will protect the client for any damage to the physical structure of the
property caused by events such as fire, theft, storm, flood, escape of water or malicious acts.

• We automatically provide cover for Landlords Contents up to £25,000 per
property.
• This includes contents, furniture and furnishings in the property for damage
caused by events such as fire, theft, flood, storm, malicious acts or vandalism.

• We automatically insure Loss of Rent up to 30% of the buildings sum insured.
• Loss of rental income is where the property becomes uninhabitable due to damage
caused by an insured event, and the owner or landlord loses the rental income.
• Our policy allows for loss of rent for 12 months automatically.

• The legal liability as the owner of the Property for an accidental injury
to the public or for damage to third party property.
• We can cover either £2m or £5m limit

• This is covered automatically for 25% of the Buildings sum insured.