Call: +44 (0) 208 0991 393

Structural Defects
Contractor Bonds1
QC1 500x300
DI 500x300

ICW specialize in the provision of structural defect warranties and credit surety to the construction industry, alleviating the financial risks associated with the majority of construction projects. The scope of our products range from home warranties to commercial properties as well as Contractor Bonds and Builder/Developer insolvency protection. As one of the leaders in Home Warranty Insurance, ICW guarantees to provide the most competitive premiums on the market.

About Us

Experts in the provision of guarantees against financial risk to the construction industry.

ICW operates under license from “one of Europe’s leading Insurers” specialising in the construction industry. They have a proven track record of providing financial security for large construction projects. With their expertise and numerous years of experience in the field, ICW have the ability to offer tried and tested financial risk assessment solutions and analysis of individual projects in an innovative manner.

Our Services

Mitigating your Risk 

With our range of specially designed construction warranties, whether you are a large developer or a home owner, we offer cover to provide you with the financial assurance to mitigate the risks involved in construction and real estate investment, giving total peace of mind to all parties. Our comprehensive policies provide added reassurance to structural engineers, architects, lawyers, accountants, and surveyors knowing their clients have ICW insurance in place. While we specialise in new construction, we also provide cover for partially built or existing builds.

Why choose ICW

The most comprehensive policies at the right price!

Each project commands different disciplines. The years of experience behind ICW gives us the advantage to provide the right policy at the best price through volume of business in the industry. We offer expert technical support from our engineers, providing you with on-site project analysis and regular inspections, to ensure your property adheres to current building regulation standards. International Construction Warranties Limited is an appointed representative of ES Risks Limited, who are authorized and regulated by the Financial Conduct Authority. ES Risks is an accredited Lloyd’s broker and both ES Risks and ICW are covered by the Financial Services Compensation Scheme and the Financial Ombudsman Service.


Taking a policy out with ICW offers total peace of mind to all our clients.

As a builder or developer you are advantaged from the instatement of our policies, by giving your clients additional comfort of having ICW’s professional support overseeing the building control as well as giving them the financial security of builder/developer insolvency protection and a ten year structural warranty.





See what our customers are saying about us

  • “ICW delivered a bespoke product which was not readily available from other warranty providers. Their knowledge and understanding of the Insurance market was first rate”.

    J.B.B. McIlwaine
    managing partner
  • “We have used the services of ICW to provide a 10 year structural warranty for an Apart/hotel complex in Lisbon. We have found ICW to be fully understanding of our needs, very professional in their approach and timely in their provision of service”.

    Ceri John
  • “I found ICW to be knowledgeable, professional and utterly reliable in all of their dealings. They kept to all agreed timelines and were instrumental in the successful conclusion of the project”.

    Peter McCartney
    director - BSc (Hons) LLB (Hons) MBA MRICS MCIArb
  • “From minute one the ICW team have bent over backwards to accommodate our need for a hasty conclusion to the build warranty process. We could not have asked for more and will definitely be speaking to you again soon about future projects. Many thanks again”.

    Jonathan Turner
    Complete Projects Ltd - director - Bristol


ICW is internationally licensed by leading insurance providers of construction warranties and financial surety policies to the construction industry. Underwritten by one of Europe’s leading insurers, ICW offers the most comprehensive and competitive insurance you will find. We provide tailored policies for NEW CONSTRUCTION and retrospective cover for PARTIALLY BUILT and EXISTING BUILDINGS.

What we can cover

Developer/Builder insolvency
Waterproofing systems
Chimneys & flues
Load bearing lintels
Load bearing foundations
Load bearing floors & staircases
Load bearing beams and pillars
Load bearing walls
Roof structures
Roof coverings

What is NOT covered

Storm and decorative damage
Matters of flooding
Central Heating & plumbing performance
Plaster cracks
Minor snagging issues and superficial faults


Protection when you need it, peace of mind when you don’t.

The moment you come across construction defect issues that are covered under your policy, our claims team and licensed inspectors will provide you immediate support to process your claim in a few simple steps, evaluating the issue and paying out compensation required to immediately rectify the problem and monitor its execution. Making it straightforward and hassle free for you.


With our comprehensive and specialized policies, our partners all benefit from the professional service and support we provide.






Associate your business with ICW and see just how you benefit!

Customer service

ICW policies are specially designed to cover all potential eventualities and tailored to the industry. Our flexibility allows us to custom a policy to suit any specific requirements that different projects command. Feel free to contact us to discuss the specialist cover you require.

We offer a quick and efficient turn around in providing a comprehensive and competitive quote. Once we receive your quotation application, we will provide a premium indication and on acceptance, we send an authorised ICW inspector to conduct the initial appraisal and immediate cover is provided.

It is in our interest to ensure a strict quality control during key stages of the construction. We therefore work with the very best quality control experts to monitor the works periodically, providing detailed reports that form part of the policy document. ICW gives you the support and peace of mind during the construction process.

ICW insurance policies are underwritten by one of Europe’s leading insurers, and therefore allowing us to provide the most competitive rates in this specialised field. ICW is so confident of this that we offer a price promise to all our customers, knowing that if you find a like for like policy with any other insurer at a lower price, we will reimburse you the difference. Find out how competitive our prices really are:-

ICW prides itself on providing a service and insurance that will give you the comfort that in the event of a claim, settlement is prompt, allowing the least disruption to your lives.

We value your opinion to help grow our business, ensuring that quality and service to our customers is a priority. Please take a moment to check the boxes below and let us know how you feel.

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Contact us

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Head Office

Carnegie Building
121 Donegall Road
Belfast BT12 5JL

+44 (0) 289 0992 303

London Office

America House
2, America Square
London EC3 N2LU

+44 (0) 208 0991 393

Portugal Office

Rua de Santo Antonio
Nº2A – 2ª andar
8000 – 283 Faro

+351 289 820 085