Perfectly tailored cover, every time

Residential Warranties

The first choice for all levels of home development.

At ICW we pride ourselves on the flexibility, range of cover and transparency of our residential warranty packages.

Our standard residential warranty, also known as Latent Defect insurance, is a 10 year policy for new builds, renovations and retrospective cover.

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EFFICIENT

Premiums based on build cost, not sale price, to provide better value, realistic cover.

TRUSTED

UK mortgage market approval and a proven track record.

REASSURING

CTSI approved ICW Consumer Code for New Homes.

SECURE

Underwritten by rock-solid, 'A' rated cover.

New Build Warranties

A residential warranty from ICW covers newly built or converted homes and apartments.

Dedicated Service

Our dedicated account teams will provide you with a bespoke quotation for your project.

Technical Support

Our national network of building surveyors will carry out inspections during various stages of your project.

Project Success

Your cover begins on completion of the project when your certificate is issued.

ICW Warranties

Beginning from either the legal completion date or, under Scottish law, the date of entry to the premises, our residential warranty covers the cost of correcting defects that may occur in any crucial structural elements of a building.

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Warranty Summary

A residential development warranty that covers the structural elements of the building.
A swift, simple claim service that doesn't rely on proof of negligence.
Unique coverage for each project.
A transparent, straightforward underwriting process.

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FAQ

A building warranty, also referred to as latent defects insurance, a residential warranty or a structural warranty, is an insurance policy that will provide cover against defects occurring in the structural elements and waterproof envelope of a building, usually for a period of either 10 or 12 years following completion.

Lenders will often require that a structural warranty is in place to secure any funding arrangements or as a condition of a mortgage.

There are several factors that will determine the cost of a building warranty, including the size of the building, materials used and builders experience. The stage of construction is also important and it is recommended to get a quote as early as possible, ideally before any works onsite commence.

A residential building warranty will give you the peace of mind that costs of repairing defects are covered if any issues arise with the structural elements of a home within the insurance period.

"Everything was carried out fast and very professionally. Thank you."

"We have used ICW many times and are happy with the company."

"I have engaged with many warranty providers but this experience was the most impressive".

"Extremely happy, I was walked through the entire procedure and felt assured that I was with the correct provider that could accommodate my warranty needs."

"All of the team that I dealt with were fantastic. Genuinely really impressed."

Who We Work With

An ICW policy provides complete confidence to each of our clients. From homeowner to developer, find out how we can develop better together.

Builders

Developers

Housing Associations

Homeowners

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With a focus on personal service and building an understanding of the specific needs of each project, we can provide a comprehensive and competitive quote quickly and efficiently.

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