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Perfectly tailored cover, every time


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The first choice for all levels of home development.

At ICW we pride ourselves on the flexibility, range of cover and transparency of our residential warranty packages.

Our standard residential warranty, also known as Latent Defect Insurance, is a 10-year policy for new builds, renovations and retrospective cover.

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Premiums based on build cost, not sale price, to provide better value, realistic cover.
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97% UK mortgage market approval and a proven track record.
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One of the few providers with an industry-approved consumer code.
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Underwritten by rock-solid, ‘A’ rated cover.
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Beginning from either the legal completion date or, under Scottish law, the date of entry to the premises, our residential warranty covers the cost of correcting defects that may occur in any crucial structural elements of a building.

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  • A residential development warranty that covers the structural elements of the building.
  • A swift, simple claim process that doesn’t rely on proof of negligence.
  • Unique coverage for each project.
  • A transparent, straightforward underwriting process.
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Quote icon ICW delivered a bespoke product which was not readily available from other warranty providers. Their knowledge and understanding of the Insurance market was first rate. J.B.B. McIlwaine Bruce Shaw Property Consultants Ltd


An ICW policy provides complete confidence to each of our clients. From homeowner to developer, find out how we can build better together.

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With a focus on personal service and building an understanding of the specific needs of each project, we can provide a comprehensive and competitive quote quickly and efficiently.