Designed to provide protection for your investment

Insolvency protection is designed to provide assurance and cover against the possibility of the developer becoming insolvent, providing protection for your investment with them.

With a focus on personal service and at building an understanding of the specific needs of each of our clients, we provide a framework of support throughout the build that guarantees confidence in your investment for extremely competitive premiums.


A safety net for our clients against the large potential losses

ICW insolvency protection means a safety net for our clients against the large potential losses and lengthy legal issues involved when a developer becomes insolvent. The protection policy covers the extra cost for the work necessary to complete the property to a satisfactory standard which safeguards work to reduce the stress and worry often feared in developer investment.

As a builder or developer, ICW coverage allows you to build a confident, trusting relationship with your clients, especially important when requesting deposits and payments crucial to the cash-flow and progress of a project.


  • Removes the worry and stress associated with insolvency issues, allowing the project to flourish.
  • Pays the purchaser, subject to approval, the amount that they paid under contract to the developer that cannot be recovered
  • Pays the extra costs to complete the property to a satisfactory standard
  • Developers and builders can provide total peace of mind to their clients when requesting deposits or advance payments

ICW insolvency protection is designed as a simple and effective way of protecting against the risk of developer insolvency. With all our warranties underwritten by one of Europe’s largest insurers, ICW gives your project, whatever scale the construction, the protection that you need.


Our personal service is preferred by our clients for its professionalism, dedication and expertise.

  • “Lotus Homes are an award winning Residential Developer based in Banbridge. We are currently developing residential housing sites in Banbridge, Newry, Lurgan and Warrenpoint and will be shortly commencing developments in Antrim and Belfast. Lotus Homes have been using ICW as a provider of Structural Warranties and Development Bonds for all of our sites for over 12 months. We have at all times found ICW staff to be very professional, helpful and easy to work with.
    ICW are based in Belfast and have a dedicated inspector who carries out stage inspections on all our sites. Their systems for issuing final certificates are very straight forward. I have no hesitation in recommending ICW as a provider of Structural Warranties and confirm that Lotus Homes will continue to use them on any new developments we commence”.

    Paul O’Rouke
    Residential Development Director - Lotus Homes Ltd
  • “I have found your services outstanding from start to finish. Communication 100% and the job carried out in super-fast time and extremely professional. I would not hesitate to recommend you. Thank you so much”.

    Julie Williams
    Self Build - Homeowner
  • “I would like to say how much I have appreciated the pleasant and prompt way you do business.
    I have recommended ICW to other Developers I know”.

    David Robotham
    dipl.arch.birm - College Homes Ltd - Warwickshire
  • “I found ICW to be knowledgeable, professional and utterly reliable in all of their dealings. They kept to all agreed timelines and were instrumental in the successful conclusion of the project”.

    Peter McCartney
    director - BSc (Hons) LLB (Hons) MBA MRICS MCIArb
  • “From minute one the ICW team have bent over backwards to accommodate our need for a hasty conclusion to the build warranty process. We could not have asked for more and will definitely be speaking to you again soon about future projects. Many thanks again”.

    Jonathan Turner
    Complete Projects Ltd - Director - Bristol
  • “We have used the services of ICW to provide a 10 year structural warranty for an Apart/hotel complex in Lisbon. We have found ICW to be fully understanding of our needs, very professional in their approach and timely in their provision of service”.

    Ceri John
    Bridgehead Capital - Director
  • “ICW delivered a bespoke product which was not readily available from other warranty providers. Their knowledge and understanding of the Insurance market was first rate”.

    J.B.B. McIlwaine
    Bruce Shaw Property Consultants Ltd - Managing Partner