The first choice for all levels of home development

At ICW we pride ourselves on the flexibility, range of cover and transparency of our residential warranty packages – making us the first choice for all levels of home development.

Our standard residential warranty, also know as Latent Defect Insurance, is a 10-year insurance policy tailored for all types of client from self-builders to professional developers. Our years of experience mean that we can provide the right cover, advice and strategy for new builds, renovations and retrospective alike.


We provide cover from self-build projects through to large housing developments, providing support and protection tailored to your projects needs. Our volume of business allows us to provide some of the lowest premiums on the market.


ICW specialise in the provision of warranties for all types of renovation work from barn conversions to listed buildings often not available from other warranty providers helping our homeowners feel the reassurance of our protection when they need it.


Many lenders now require a structural warranty for the purchase of any property which is less than 10 years old. ICW have a specialist solution to help you. The ICW retrospective policy will provide you the cover you need to satisfy the lender’s requirements.


Protect your project from the risk of developer insolvency with a framework of support during the build, providing reassurance for extremely competitive premiums.


Preventing a major financial situation by covering the costs of corrections

Beginning from either the legal completion date or, under Scottish law, the date of entry to the premises, our residential warranty covers the cost of correcting defects that may occur in any crucial structural elements, from the walls and foundations to the windows and roofing. 

In the event of a structural issue our residential warranty can prevent a major financial situation by fully covering the costs involved in its correction from beginning to end, we can cover everything from your rebuilding works, design alteration fees, to the removal, storage and re-installation of contents and alternative accommodation while the works are carried out.


  • A residential development warranty that covers the structural elements of the building.
  • A swift, simple claim process that doesn’t rely on proof of negligence.
  • Uniquely bespoke coverage for each project.
  • A transparent, straightforward underwriting process.
  • An experienced, independent perspective on any construction project.

With a focus on personal service and at building an understanding of the specific needs of each project, we provide a framework of inspections throughout the build that helps achieve the highest standard of construction. Leading the way in the market and with our volume of business we are able to do this with the most competitive premiums offering value to our clients at all times. 


Our personal service is preferred by our clients for its professionalism, dedication and expertise.

  • “Lotus Homes are an award winning Residential Developer based in Banbridge. We are currently developing residential housing sites in Banbridge, Newry, Lurgan and Warrenpoint and will be shortly commencing developments in Antrim and Belfast. Lotus Homes have been using ICW as a provider of Structural Warranties and Development Bonds for all of our sites for over 12 months. We have at all times found ICW staff to be very professional, helpful and easy to work with.
    ICW are based in Belfast and have a dedicated inspector who carries out stage inspections on all our sites. Their systems for issuing final certificates are very straight forward. I have no hesitation in recommending ICW as a provider of Structural Warranties and confirm that Lotus Homes will continue to use them on any new developments we commence”.

    Paul O’Rouke
    Residential Development Director - Lotus Homes Ltd
  • “I have found your services outstanding from start to finish. Communication 100% and the job carried out in super-fast time and extremely professional. I would not hesitate to recommend you. Thank you so much”.

    Julie Williams
    Self Build - Homeowner
  • “I would like to say how much I have appreciated the pleasant and prompt way you do business.
    I have recommended ICW to other Developers I know”.

    David Robotham
    dipl.arch.birm - College Homes Ltd - Warwickshire
  • “I found ICW to be knowledgeable, professional and utterly reliable in all of their dealings. They kept to all agreed timelines and were instrumental in the successful conclusion of the project”.

    Peter McCartney
    director - BSc (Hons) LLB (Hons) MBA MRICS MCIArb
  • “From minute one the ICW team have bent over backwards to accommodate our need for a hasty conclusion to the build warranty process. We could not have asked for more and will definitely be speaking to you again soon about future projects. Many thanks again”.

    Jonathan Turner
    Complete Projects Ltd - Director - Bristol
  • “We have used the services of ICW to provide a 10 year structural warranty for an Apart/hotel complex in Lisbon. We have found ICW to be fully understanding of our needs, very professional in their approach and timely in their provision of service”.

    Ceri John
    Bridgehead Capital - Director
  • “ICW delivered a bespoke product which was not readily available from other warranty providers. Their knowledge and understanding of the Insurance market was first rate”.

    J.B.B. McIlwaine
    Bruce Shaw Property Consultants Ltd - Managing Partner